PFS Group — expertise you can trust

Our Team

At PFS Group, we have a small, but elite, group of multi-talented individuals who comprise our asset management team and support staff.

James J. Puplava, CFP - President & Founder, PFS Group

James J. Puplava, CFP®

Puplava Financial Services, Inc.
President & CEO
Chief Investment Strategist

Puplava Securities, Inc.
President & CEO
Registered Representative

Financial Sense & Financial Sense Newshour
Author & Host

Mr. Puplava is an asset manager and financial professional who has been interviewed by The Wall Street Journal, Barron's, ABC News: Nightline, The Wall Street Transcript, The Huffington Post, and the documentary film, "The End of the Road: How Money Became Worthless," among other publications and media sources. His experience in financial media began in 1988, with his hosting of Financial Sense Talkradio on various radio stations in San Diego. Today, he continues his weekly Financial Sense Newshour broadcasts and writes thought-provoking commentary for Financial Sense online, and oversees the portfolio management team at Puplava Financial Services, Inc. and Puplava Securities, Inc.

Mr. Puplava graduated cum laude in Political Science from Arizona State University. He then went on to graduate with honors with a Master's Degree in International Management from the American Graduate School of International Management (Thunderbird). Among his many awards and achievements, in 2007 and 2009 Jim was nominated by his clients and professional peers as one of the San Diego area's best wealth managers.

Jim Puplava's professional designations include Certified Financial Planner; FINRA Series 7 and Series 24; and Life-Only, Accident and Health, and Variable Contracts insurance licenses (California insurance license #0685257). Mr. Puplava has been President of Puplava Financial Services, Inc. (PFS) since 1985. For twelve years, James Puplava held a position as Branch Manager for LPL Financial Services, LLC. In 1996, Mr. Puplava established the broker/dealer firm, Puplava Securities, Inc. (PSI) and is its President.

Jim and his wife, Mary, who live in San Diego near their three sons and their grandchildren, are involved in a number of philanthropic enterprises through their charitable foundation. Jim loves historical documentaries, sailing his Hanse 385, and is an avid reader.

Sandy Pappalardo COO & CCO

Sandy Pappalardo

Puplava Financial Services, Inc.
Chief Operating Officer
Chief Compliance Officer

Puplava Securities, Inc.
Registered Representative

Sandy graduated from the University of New Hampshire with a B.A. in Economics. Ms. Pappalardo's professional designations include FINRA Series 7, Series 24, Series 27, Series 51 and Series 66 Uniform Combined State Law Exam. Sandy was previously employed by PFS Group during the 1990s and rejoined the team in 2007. Sandy's main hobby is horseback riding and hopes one day to be a horse owner.

Thomas J. Smith - Senior Vice President, Senior Portfolio Manager/Puplava Financial Services, Inc., Registered Representative/Puplava Securities, Inc.

Thomas J. Smith, CFA

Puplava Financial Services, Inc.
Senior Vice President
Senior Portfolio Manager

Puplava Securities, Inc.
Registered Representative
Financial Sense
Columnist

Mr. Smith graduated with a BS in Business Administration from San Diego State University. Mr. Smith's professional designations include FINRA Series 7. Mr. Smith joined PFS Group in 2010. He oversees the activities of the Research & Trading Team. He co-authors In the Know—a communication for Jim Puplava's clients only—with other members of the trading staff, and contributes Market Observations to Financial Sense.

With nearly 20 years of experience in the investment management industry—including 10 years with Nicholas-Applegate Capital Management, as well as other asset management and administration experience at Wells Fargo Bank, Dean Witter Reynolds, and Dunham & Associates—Mr. Smith's expertise with comprehensive wealth management solutions is a significant asset to the firm's growing institutional and high net worth clientele.

Tom is a fitness enthusiast and coaches a number of youth sports.

 Technical Analyst Puplava Financial Services, Inc., Senior Trading Manager, Options Principal, & Registered Representative Puplava Securities, Inc.

Ryan J. Puplava, CMT

Puplava Financial Services, Inc.
Portfolio Manager
Technical Analyst

Puplava Securities, Inc.
Registered Representative
Financial Sense & Financial Sense Newshour
Columnist & Guest

Ryan joined PFS Group in 1995. He holds a B.S. in Business Administration/Finance from San Diego State University. His professional designations include FINRA Series 4, Series 7, Series 53, and Series 66 Uniform Combined State Law Exam; and Life-Only, Accident and Health, and Variable Contracts insurance licenses (California insurance license #0I08953). He earned the Chartered Market Technician's designation in 2007. Mr. Puplava is Senior Trading Manager. He co-authors In the Know—a communication for Jim Puplava's clients only—with other members of the trading staff; he also contributes Market Observations to Financial Sense and is a frequent guest on Financial Sense Newshour. Ryan enjoys sailing, kite surfing, and playing his guitar.

Christopher M. Puplava - Financial Analyst/Puplava Financial Services, Inc., Operations Specialist/Puplava Securities, Inc. and Columnist/Financial Sense

Christopher M. Puplava

Puplava Financial Services, Inc.
Portfolio Manager
Puplava Securities, Inc.
Registered Representative
Financial Sense & Financial Sense Newshour
Columnist & Guest

Chris graduated magna cum laude with a B.S. in Biochemistry from California Polytechnic State University-San Luis Obispo. He joined PFS Group in 2005 and is currently pursuing the designation of Chartered Financial Analyst. His professional designations include FINRA Series 7 and Series 66 Uniform Combined State Law Exam; and Life-Only, Accident and Health, and Variable Contracts insurance licenses (California insurance license #0H98504). He contributes articles and Market Observations to Financial Sense and co-authors In the Know—a communication for Jim Puplava's clients only—with other members of the trading staff. Chris enjoys the outdoors.

Paul Horn - Financial Planner Manager/Puplava Financial Services, Inc., Registered Representative/Puplava Securities, Inc.

Paul D. Horn, CFP®

Puplava Financial Services, Inc.
Financial Planner
Puplava Securities, Inc.
Registered Representative

Paul joined PFS Group in 2015. He holds an M.S. of Investment Management and Financial Analysis from Creighton University. Paul earned the Certified Financial Planner designation in 2013. His professional designations include FINRA Series 7, Series 66 Uniform Combined State Law Exam; and Life-Only, Accident and Health, and Variable Contracts insurance licenses (California insurance license #0E60881). Mr. Horn has over a decade of experience with financial planning and wealth management services. He oversees the Financial Planning activities of the firm.

Paul enjoys golf, the outdoors and spending time with friends and family.

Dianne L Cabrera Operations Specialist

Dianne L. Cabrera

Puplava Financial Services, Inc.
Customer Service Manager
Operations Specialist

Puplava Securities, Inc.
Customer Service Manager
Operations Specialist

Dianne joined PFS Group in 2011. Dianne obtained her B.S. in Business Administration/Finance from San Diego State University and has been a Notary Public for over 20 years. She began her career in banking, and has extensive management and administrative experience in wealth management and related fields. Dianne is an avid tennis player, sings in a church choir, and enjoys spending time with her family.

Sharon Economous Operations Assistant

Sharon Economous

Puplava Financial Services, Inc.
Operations Assistant
Puplava Securities, Inc.
Operations Assistant

Sharon joined PFS Group in 2014. She obtained her B.S. in Business Administration/Finance and M.S.B.A in Information Decision Systems from San Diego State University. Sharon has over 10 years of experience in the financial services industry specializing in portfolio management support and defined contribution plans. Sharon likes to crochet, cook, and spend time with family and friends.

Cristofer D. Sheridan - Research Assistant/Puplava Financial Services, Inc. & Puplava Securities, Inc.

Cristofer D. Sheridan

Puplava Financial Services, Inc.
Research Assistant
Puplava Securities, Inc.
Registered Representative
Financial Sense & Financial Sense Newshour
Webmaster, Senior Editor, & Co-Host of Financial Sense Insider

Cris joined PFS Group in 2002. He holds a B.S. in Mathematics from California State University-San Marcos. His professional designations include FINRA Series 7 & Series 63; he is currently pursuing the designation of Chartered Financial Analyst. Mr. Sheridan supports our Trading and Operations teams and manages development of and content on PFS Group's Financial Sense educational website. Cris enjoys reading, music and the outdoors.

Adam C. Puplava - Interactive Media Designer/Puplava Financial Services, Inc./Financial Sense

Adam C. Puplava

Puplava Financial Services, Inc.
Interactive Media Designer
Financial Sense
Interactive Media Designer

Adam joined PFS Group in 2006. He graduated with a degree in Interactive Media Design from The Art Institute of California-San Diego. Adam assists Cris with managing content and creating multimedia for PFS Group's Financial Sense educational website. Adam enjoys running, other outdoor activities, and has a great appreciation for San Diego's fine weather.


Rob Bernard

Robert Bernard

Puplava Financial Services, Inc.
Executive Vice President, Investment Advisor Representative
Puplava Securities, Inc.
Registered Representative
Financial Sense Newshour
Guest

Rob joined PFS Group in 2011 as an independent broker. Rob holds a BS in Business Administration from San Diego State University, and his professional designations include FINRA Series 7, Series 31, and Series 63; and Life-Only (including long term care), Accident and Health, and Variable Annuity insurance licenses (California insurance license #0A76248).

With over 30 years of experience in the investment management industry—including 11 years as a Senior Vice President at Morgan Stanley, as well as other asset management and administration experience at Prudential Securities, Wells Fargo Securities, and PaineWebber—Mr. Bernard's expertise includes:

  • Income strategies
  • Diversification strategies
  • Specialized high-level corporate executive strategies, particularly with SEC Rule 144-related services
  • Long-term care insurance
  • Variable annuities.

For several years, Rob's focus has been on "income" strategies—not only a careful selection of municipal/corporate bonds, foreign government bonds, and other bonds, but also other instruments—such as preferred stock or utilties companies—that generate income/dividend streams for his clients.

Rob shares Jim Puplava's macro-perspective on the markets/economy, and participates in weekly trading strategy/brainstorming meetings with Jim's staff. He is also an occasional guest on Jim Puplava's Financial Sense Newshour educational podcast.

A San Diego resident for more than 30 years, Rob enjoys wakeboarding and scuba diving, is an off-road enthusiast, and is enough of a skiing buff that he takes occasional trips to where it snows. He and his wife Kathy have two daughters.

Tony Allison

Anthony Allison

Puplava Financial Services, Inc.
Investment Advisor Representative
Puplava Securities, Inc.
Registered Representative
Financial Sense Newshour
Producer

Tony graduated from UCLA with a BA in Political Science and Economics and completed his MBA at University of San Diego. His professional designations include FINRA Series 7, Series 31, and Series 66 Uniform Combined State Law Exam. Prior to his career in the financial services industry, Tony worked for over a decade in the publishing field, where he both wrote and edited business trade publications, and in advertising. Mr. Allison lives in San Diego with his wife Eva. In his spare time, Tony enjoys golf and mountain biking.

 


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Three companies sharing the same vision
At PFS Group, we are committed to helping you build, maintain, and preserve your wealth